Here's what you'd be looking at in ten minutes.
The dashboard of a fictional user, with realistic subscriptions and amounts. Nothing to install, no account to create.
These subscriptions are made up
No real account is shown here. The figures come from the same engine the app uses: what you see is exactly what you get with your own subscriptions.58out of 90
Control score
Getting there. Some of what you pay for is still unaccounted for.
Next step
Decide what to do about 5 subscriptions you never use
Monthly budget
You are £28.80 per month over budget.£118.80 of £90.00
Per month
£118.80
All cycles normalised to the month
Per year
£1,426
Real cost over twelve months
Next 30 days
£107.55
9 charges coming up
Already saved
£204
2 cancellations this year
Trials ending soon
- Notion Plus£7.87Ends on September 22, 2026
Price increases detected
- Netflix Standard+18 %£10.99 → £12.99
- Adobe Photography+11 %£8.98 → £9.98
You're paying without using it
- Peloton App+£288/yrNever used
- Adobe Photography£120/yrRarely used
- Disney+ Standard£108/yrRarely used
- The New York Times£96/yrRarely used
Possible overlaps
Several subscriptions cover the same need. Taken one by one they look harmless; added up, much less so.
- £21.98/month2 video & streaming subscriptionsNetflix Standard · Disney+ StandardLeast used: Disney+ Standard
- £17.85/month2 software & tools subscriptionsAdobe Photography · Notion PlusLeast used: Adobe Photography
Breakdown by category
£119
per month
- Fitness & health£2420%
- Video & streaming£2219%
- Software & tools£1815%
- Music & audio£1714%
- Artificial intelligence£1613%
- News & reading£87%
Charges over twelve months
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Orange bars flag months that are clearly heavier than average — typically when several yearly subscriptions land together.
Upcoming charges
- Peloton App+September 19, 2026in 2 days£24.00/mo
- Netflix StandardSeptember 21, 2026in 4 days£12.99/mo
- Notion PlusSeptember 23, 2026in 6 days$10.00≈ £7.87
- ChatGPT PlusSeptember 24, 2026in 7 days$20.00≈ £15.74
- Spotify DuoSeptember 28, 2026in 11 days£16.99/mo
- iCloud+ 200GBOctober 3, 2026in 16 days£2.99/mo
- Disney+ StandardOctober 5, 2026in 18 days£8.99/mo
- Adobe PhotographyOctober 8, 2026in 21 days£9.98/mo
- The New York TimesOctober 12, 2026in 25 days£8.00/mo
Weight of each category
- Fitness & health(1)£24.00
- Video & streaming(2)£21.98
- Software & tools(2)£17.85
- Music & audio(1)£16.99
- Artificial intelligence(1)£15.74
- News & reading(1)£8.00
- E-commerce & loyalty(1)£7.92
- Security & VPN(1)£3.33
- Cloud & storage(1)£2.99
By payment method
- Visa •••• 42425£54.89
- Mastercard •••• 88913£33.59
- Direct Debit1£24.00
- PayPal1£3.33
- Apple Pay1£2.99
Heaviest line
Peloton App+
Active£288/year
Your own total will be different.
Almost always higher than you'd guess. That number is what tells you where to cut — and it only takes a few minutes to enter.